Not everyone wants a full financial program, sometimes you just want the sharpest rate, a simple loan, and a smooth experience. We can help with that.
Crown Money can secure you a competitive, well-structured home loan at the lowest possible rate, whether or not you choose to join the Home Ownership Plan.
If you’ve landed on our website, you may have noticed that Crown Money is known for structure, accountability, and helping clients pay off their home loans faster.
But what if you’re not looking for all of that right now?
What if you simply want:
- a great interest rate
- a lender you can trust
- a smooth, guided loan process
- a mortgage broker who knows the market
- no pressure, no complexity, no full program
Good news, we do that too.
Whether you’re buying a property, refinancing, or switching to a better lender, we can absolutely set you up with a traditional home loan at a competitive rate.
Some People Want Structure, Others Just Want a Sharp Rate
Different life stages require different levels of support.
You might just want:
✔ the lowest possible rate
✔ a loan that’s easy to manage
✔ a modern online banking portal
✔ simple repayments
✔ someone to negotiate with the bank for you
If that’s the case, we can handle everything from lender comparison to settlement, without you needing to switch to a structured banking model (unless you want to later).
Not every client needs a full financial overhaul.
Sometimes you just need someone to get your home loan sorted properly.
We Compare the Market for You, So You Don’t Have To
With access to a wide panel of lenders, we find you:
- the sharpest rate available
- a loan product that suits your goals
- a lender that fits your income, employment, and property type
- no-nonsense features you’ll actually use
- fees and fine print that make sense
We do the heavy lifting so you don’t have to spend days on the phone, filling out forms, or reading the fine print.
Our goal is simple:
- get you the cheapest and most suitable loan available.
No Complication, No Pressure, Just a Clear Process
If all you want is a streamlined refinance or new loan setup, here’s how it works:
We review your current loan or discuss your goals for purchasing.
We compare lenders and find the cheapest rates.
You pick the option you prefer.
We prepare, lodge, and manage your application.
We handle settlement for you.
Just a straightforward, professionally negotiated loan.
Why Some Clients Choose a Simple Loan First, and Structure Later
This is more common than you think.
Some clients come to us for a cheap refinance, then later say:
- “I want to reduce my loan faster.”
- “We’re feeling financial pressure, can you help?”
- “We’d like to get ahead, not just pay the minimum.”
- “Can we join the Home Ownership Plan now?”
Choosing a regular loan today doesn’t lock you out of joining the HOP later.
When you’re ready, we can optimise your structure and accelerate your progress, but never before you’re comfortable.
A Cheap Loan Still Deserves Smart Setup
Even if you’re not joining the Home Ownership Plan, we still:
✔ negotiate the best possible rate
✔ select the most suitable loan product
✔ ensure your repayments are efficient
✔ put the loan in a structure that avoids common pitfalls
✔ complete annual reviews to keep your rate competitive
You get premium service, without needing the full money management framework.
Not everyone needs a full banking restructure.
Not everyone wants coaching.
And not everyone is ready for a complete financial transformation.
Sometimes you simply want the best home loan at the best rate, delivered by experts who make the process easy.
And that’s exactly what we can do for you.
Whether you’re after a competitive refinance, a simple new loan, or a straightforward home buying experience…
Crown Money has a solution that fits.
Just want a competitive, no-nonsense home loan at the best rate you can get?
We’ll compare lenders, negotiate on your behalf, and secure the right loan for your needs, no pressure, no complexity.
And the best part? It’s completely FREE for you.
Mortgage brokers are paid by the lenders, not by you, so you get expert guidance at no cost.
👉 Book your free 15 minute phone chat with a mortgage broker today