Whether it’s your first investment or your fifth, we’ll help you leverage equity effectively, structure your loans for tax efficiency, and accelerate your path to financial freedom through smart property finance.
Looking to grow your wealth with a diversified investment portfolio? Our expert team helps you design and manage an investment strategy tailored to your financial goals, risk tolerance, and market conditions—all aimed at maximizing returns while protecting your capital.
We start by assessing your unique financial situation, investment objectives, and time horizon. Whether you are a beginner investor or a seasoned portfolio holder, we create a customised portfolio structure that balances assets across various classes such as shares, property, fixed interest, and managed funds. This diversification reduces risk and enhances long-term growth potential.
Managing an investment portfolio requires constant monitoring and adjustment to market changes and personal circumstances. Our dedicated advisers provide regular portfolio reviews, performance reporting, and strategic recommendations to keep your investments aligned with your goals. We leverage advanced tools and deep market insights to optimize your portfolio continuously.
Our approach prioritizes managing risk as much as pursuing returns. We focus on protecting your capital by diversifying investments and avoiding unnecessary volatility. Our philosophy is to ensure consistent, risk-adjusted returns through thoughtful asset allocation and disciplined investment selection.
Beyond portfolio construction and management, we integrate your investments within a holistic wealth plan that considers tax efficiency, retirement goals, and legacy planning. You benefit from transparent reporting and ongoing support from a trusted team dedicated to growing and preserving your wealth.
Your borrowing power depends on your income, expenses, debts, and deposit size. At Crown Money SA, we not only calculate what you can borrow, we help you understand what you should borrow to stay financially comfortable and reach your goals faster.
Yes! Many clients use built-up equity in their current home to purchase an investment property or upgrade. We’ll help you structure your loans smartly so you grow your wealth without over-stretching your cash flow.
Most lenders require 10–20% of the purchase price, though this can vary depending on your situation. We can also explore low-deposit options and guarantor structures to help you get into the market sooner.
Absolutely. Refinancing can reduce your interest rate, consolidate debt, or free up equity for renovations or investments. We also review your loan structure to ensure your repayments are working to reduce your debt faster, not just maintain it.
Generally, you’ll need recent payslips or tax returns, ID, bank statements, and details of any current debts or assets. We’ll provide a simple checklist and guide you through the process step-by-step.
Pre-approval timeframes vary by lender, but most applications take 3-10 business days, depending on how quickly supporting documents are provided and how busy the lender is. Full approval usually follows once your property is confirmed. Our team keeps the process moving and communicates with you every step of the way.
Unlike traditional brokers, we don’t stop once your loan settles. We offer ongoing coaching, accountability, and annual reviews to help you pay off your home in record time, often within 12–15 years instead of 30.
Rental income can help you qualify for a higher loan amount, while tax deductions (like interest and depreciation) can improve your cash flow. We’ll show you how to structure your investment loans to maximise these benefits safely.
An investment loan is designed for properties you rent out, not live in. Lenders assess them differently, often with slightly higher rates. We’ll help you choose the right setup so your investment supports your long-term wealth strategy.
